One of the most common questions I hear as a mortgage lender is: “Can I get a mortgage without a FICO score?” The short answer is yes, it’s possible. But like most things in lending, there’s more to the story.

You have the power to opt out of your contact information being sold as a Trigger Lead to credit bureaus with these two steps. But act now - it must be done before you apply for your loan!

On February 22, the Department of Housing and Urban Development (HUD) announced a 30 basis point reduction (.3% of the loan balance) to the annual mortgage insurance premiums (MIP) charged to homeowners with a mortgage insured by the Federal Housing Administration (FHA).