Mortgage Planning

Check out the latest articles from the Leo Anzoleaga Group

New Credit Score Rules and What They Mean for Home Buyers

A new rule allows lenders to use VantageScore 4.0 alongside FICO® for mortgages, potentially lowering costs and expanding access to credit for more homebuyers.

4 Questions to Ask as You Shop for a Mortgage

Four questions your mortgage lender should be able to answer in your first meeting!

What is Negative Equity in Real Estate?

What is negative home equity and how do you fix it?

What Is Mortgage Underwriting and How to Navigate the Process

Learn more about the underwriting process and what our underwriter does during the mortgage process.

Applying for a Mortgage? Here are 9 Tips to Avoid a Delayed Closing

Common ways you could sabotage your mortgage!

5 Things That Impact Your Credit Score

Five factors impact your credit score, but they are not weighed equally.

What is the HOA Capital Contribution Fee?

If your home is part of a homeowners association, you may be responsible for paying the HOA capital contribution fee.

Should I Buy a Foreclosed Home?

When the market is competitive for buyers because inventory is limited like it has been for the past three years, foreclosed properties seem like a great option, especially for first-time homebuyers or real estate investors. But is it smart to buy a foreclosed property as your primary residence?