Let’s be real: living in the Washington D.C. area comes with big opportunities—and big financial costs. Whether you're a federal employee, a contractor, or part of the region’s fast-moving private sector, the question of homeownership has likely come up. And with layoffs, shifting budgets, and unpredictable market conditions, that “Should I buy now?” question can create anxiety.

But here’s the thing: your mortgage isn’t just a loan—it’s a strategy. When done right, it can open doors (literally and financially) for years to come. Done wrong, and it can quietly derail your savings, flexibility, and future plans.

That’s why working with a Certified Mortgage Planning Specialist^® (CMPS) makes all the difference.

What Makes a CMPS Different?

Most lenders are trained to help you close. A CMPS^® is trained to build your plan. Think of us less like salespeople and more like strategic advisors for your biggest asset (and biggest liability) who help you answer big questions like:

We’ll help you answer the real questions on your mind:

• Should I rent or buy in this market—and when?
• How much should I put down without sabotaging my retirement or emergency fund?
• Can my mortgage support me if I switch jobs, go back to school, or need to care for aging parents?
• How will this decision impact college savings, investment opportunities, or my ability to retire early?

Your mortgage should be flexible, not fragile. In other words, when you need a strong strategy to close quickly in a hot market or a plan to leverage this asset alongside the rest of your financial portfolio, traditional lenders will let you down. They are not trained for nor do they have the time to dedicate to you and your situation.

That’s why more buyers are turning to CMPS^® professionals—to make sure their home financing aligns with their goals and to write winning offers that close quickly. Only about 7% of mortgage originators have earned the CMPS^® designation, so when you want the advice with the competitive advice and strong customer service, find a CMPS^® (like me!).

Plan Smarter, Live Freer

You don't have to guess your way through the biggest financial decision of your life or even just go through the motions. You have the power to work with a lender who guides you through every step of the way so you feel empowered to make the best decisions for your family.

This is about clarity and guidance, no matter if you are a first-time buyer, moving up, downsizing, or investing. Ask every mortgage professional you interview to show you their thorough process so you can see how they serve buyers like you.

How to Work with a Certified Mortgage Planning Specialist (CMPS)

When you work with a CMPS^®, you’re not just getting a mortgage; you’re building a strategy that fits the life you want now and the future you’re working toward. 

Lucky for you, getting started is simple! Text me at (202) 951-8484, shoot me an email at Leo@Anzoleaga.com, or easily schedule your free initial consultation with my team here.

But don’t just take it from me; listen as real homebuyers share their experiences on the How2Buy podcast. You will hear from people like Carol, who walked us through how she built her dream team to close on a new home in just two weeks.

[embed episode: https://youtu.be/DzbFV9NgS4k?si=gradYcf32CK_BiGA]

Real talk, real strategy, real results. See you there.

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